Long Day Over

Today was a long day.  One coworker has been out of town for family issues and another one is only part time.  That left 2 of us to run the office even though we had enough patients to fill the whole schedule.  It is exhausting to say the least.

I got extra tired part way through the day.  It was a challenge  getting the work done to say the least.  I wish there was two of me sometimes.  One to go to work and one to stay home and get this stuff done.  I am not a fan of house work at all.  It is not a secret either.  If I currently had the money I would sooo pay someone to clean for me.

I think if you can afford extra help go for it.  Just because you get some help doesn't mean anything bad about you.  It means you were smart enough to know your limits but still get stuff done.  Getting stuff done means you know what's up in life.  Especially if you h ave any type of health issues.  You really deserve to relax and get some help.  Plus if that is how someone makes their money then you are making it so they can buy groceries or gas for their car so definitely a good thing.

So this post was not planned and went a little here and there but that is kind of the idea of this blog.  I just write about what comes to mind and hope it helps some one else maneuver their day, or just feel better about the choices they make.

Till next time.

No Card No Problem

So I explained to you how I have ditched my Debit Card and use cash now.  I do have a couple credit cards for emergency purposes.  I would just like to clarify that.  I love using cash for many reasons.  I can see it go.  I know exactly what is happening to it.  When it is gone it is gone so there is no over drafting my account on accident.  As stated in my article about how to save money we don't have it helps me build up my savings with out even noticing it is gone.

When you use your debit card you just swipe but you do not really have that connection of giving it away.  When you have to physically give it to some one it clicks a little different and when they hand a little less back than what you gave them, that is a connection.  If you are out shopping and only have a certain amount of cash on hand to spend you know you can not go over.  There is no picking up a few extras because you know you don't have it.

Another question is now how do I pay my bill?  Well there is the old fashioned method  Write a check and mail it to whom eve you need to pay.  This does require buying stamps and with a few companies envelopes.  If you have a Dollar Tree near you this  is a great place to save money on stuff like that.  Then there is the newer method.  It is electronic withdrawal which the company can set up over the phone or you can set up an account with the company and make a payment each month or  there is .online banking.  I still have a checking account for certain things so I use my online bill pay.  My money get directly deposited in my account on pay day and then I go into my bill payer and tell the bank when I want the money o be sent to the company I am paying.  It is super easy and convenient.  You can even make payments to people so if you need to pay back "Aunt Jackie" who you only see like maybe once a month you can put her in your bill pay and then she will get a check right from the bank.

You have many options to help deal with this new adventure.  It does take some time and a little effort but if you stick with it you will find that you will see progress that is actually getting you some where.  It didn't happen over night but slowly I have figured out what is working and I am getting there.  Next I think we will talk about how to tackle paying bills in general especially if you get paid less than weekly.  Thanks for reading and lets get saving.

So Many Decisions But Not Enough Time

So I have a lot of things I need to make decisions on right now and the deadlines are quickly approaching.  I have no idea what I want to do about them either.  I have been praying over each of them but still I am not sure what the best decision for each situation is. 

They are all very important decisions that will impact my future so I do not want to make the wrong choice for any of them.  If I make the wrong decision it impacts other things and I really don't want to mess those things up.

I have to decide whether or not to keep my house or just let it go.  I would love to keep it and rent it out again it was something I bought on my own and I am very proud of that but at the same time I do not want it to eat all my money.  I am working on paying off bills and saving up some money and this could affect that.  I am not sure that I can keep the house and be able to save money at the same time.  I really want to get back on my feet and stop having to ask for help all the time.  On the other hand I don't want to give up my home either.  It is a really hard choice to make at this point.

I also have to make the decision of if I really want to switch branches.  After today I am back to wanting to leave the branch I am at.  I already have the new position but I can change my mind at any time before I actually start there.  I struggled over the weekend about what to do and have continued to pray.  Somethings that happened that might seem petty to some really made me feel like leaving is the right thing.  Then I wait on some of the customers and realize I like them and I would love to stay and continue to work for them.  It is really hard to make these choices.

Then there is whether or not I should get a lawyer to help me finalize my divorce.  I have done most of it myself so this is to just get it done and help with the custody concerns.  I am having a lot of problems with my about to be ex doing what he should be as a parent but I do what I am supposed to and it is ridiculous that he can just lie and do what ever he wants and my daughter continues to suffer because his selfishness.  I am very much over the situation but at the same time it will be very costly to pay for this lawyer which goes back to the trying to save money part.

It is a lot to figure out and basically I have to decide by the end of this week so that puts even more pressure on me since it is half way over.  I need to figure it out quick though or all the decisions will be made for me and I will just have to live with whatever happens.

Having Second Thoughts

So after a year and a half of being miserable at my job and the straw that broke the camels back falling down I decided it was time to go to a different building even if it meant going at the same pay rate and all.  I just wanted out.  I finally had a nervous break down at work, fifteen minutes later I found myself applying for a position at another location that was exactly the same as mine just not where I was.

I got an interview with them and I was still leery at the time about making the move but still kept going with it.  Everyone said it would be great for me.  Less stress and closer to home.   The schedule means no Saturdays unless I want to so it sounded perfect for me.  Then I got the call from HR and I was offered the job.  I was soooo exited because I had finally gotten out.

Then my friend from my branch called and said it looked like my managers feelings were crushed when she got the news.  This however is the same manager who has been so mean and finally caused the break down.  How could it be that she even cared if I left or not.  She was always making comments that made me feel not good enough.  She acted like I was the worst employee there.  It was insane how many mean things she said and did to me.  Even my other coworkers started making comments to me about how they were beginning to see how she treated me.

So why is it now that I accepted the position I am feeling guilty.  Why do I have such a huge regret over this situation.  I really didn't want to leave my branch I like it there because of the people I have met and things like that.  I would love to stay but things will never change for me there.  I will always be the punching bag for them.  I even cried about it yesterday because I am worried I made the wrong choice.  I mean had it not been for that Friday break down I would never have even applied for it, but at that moment I knew I had to get out as well.

No I am transferring and there is no looking back.  I can only hope that I am happier in my new surroundings and that I made the right decision.  Everyone says I did but I certainly do not feel like ti right now.   I guess only time will tell in this situation and I will have to make the best of it.

Eye Opening Days

Well I have been back at work for 4 days now and things are actually different now.  I see things a little different there.  I just don't even get caught in the drama right now, i mostly just shake my head and laugh.  The extra effort put in by some people just to make others miserable is beyond me.  It has been very uplifting for me to be able to withdrawal from the personal drama has been nice.  I am even using it with my husband. 

After not hearing a word from him for our anniversary  I was a little bummed but saw it coming.  Though my daughter text him and she never heard from him that day.  Then yesterday he text me after 6 saying he was picking her up and I told him to talk to her about it because she had already made plans which turned into a fight because he wants his way when he wants it and not a minute later.  Ultimately my daughter told him the same thing and he stopped texting her for the rest of the night.  I do not know why he could not compromise and let her do her activity and then get her but since she didn't want to go when he said he is not taking her now.  Although he complains he never gets to see her but also does not call her during the time he does not see her. It is very frustrating to deal with some time.

Now when he wants to argue though I just stop him by saying I am not fighting about it and he can work with me or I have nothing else to say about it.  That leads to him not talking to me for awhile usually.  I hate that my daughter has to be punished because he wants to pick a fight with me but at the same time I refuse to let him run our lives when he is the one that walked away.  even after that I have been letting get what he wants and trying to fix the marriage but he is the one that wants to keep fighting about everything.

I am not going to say that it is perfect today was a challenge.  There were things that were trying my patience but I made it through.  I just kept telling myself that it was not worth it.  There are far more important things I can worry about rather than the bad moods of other people.  Plus I find that the day goes faster when I am in a good mood.  It makes the customers happier and I get things done a lot easier because it is not such a chore at that point.

Well I need to get some sleep due to the fact I have only been sleeping about 5 hours a night for the last week.  Have a great day.

Useful Information About Target

So today we went to Target to get some dog food and we like to occasionally eat at the cafe.  We first stopped at the cafe and did our eating.  As a side not to this story be careful of getting the salads from the cooler the chef salad my daughter got had lettuce that was not so appealing looking.  We then took our usual stroll through the $1 section.  If you are a teacher you can find some useful items like stamps for papers, chalkboard border, grade books and more.  Then it was off to the dog food.  I myself find there are way too many options to choose from and I am always comparing prices to pounds.  We are currently using IAMS.  We tried the Rachel Ray brand but our dogs would not eat it very well.

Now it was time to head to the check out.  As you might know Target has a few different private label cards.  I personally have the store credit card.  You may also know that when you use your Target credit card you can receive 5% off your purchase.  I am really trying to not use my cards as much as possible due to my finances.  I need to pay stuff off.  So the cashier rings things up and ask how I am paying.  I say debit and he starts into the whole thing about using the Target card to which I inform him I have a card already.  Then he says do you have our debit card, I say no and that I only use the credit card for the discount.  Here is the part I was unaware  of.

The cashier proceeds to tell me that with the debit card you also get the 5% discount.  This is not something I personally was told about before.  All it is, is a debit card linked to your checking account you already have and then you still get the 5% off.  So now you can still shop with out having to extend your credit and get the discount.  It took less than 5 minutes to sign up for the card and you can use it immediately.

Another thing that some people may not know is that by using the card you can get the 5% even at the cafe and the pharmacy.  As another bonus when you use your card to purchase your prescription you can have the rewards program and after 5 purchases you get a day of discounted shopping.  This place is full of ways to save and now you can use the method you would have in the first place to get it.

To make this trip even better my daughter asked that since her salad was not to her liking could she get some popcorn,  which I was fine with so we went over there with my temporary card and ready to save on our popcorn when The guy at the counter says to my daughter " I have not seen you in awhile but if I remember correctly you were sick so are you feeling better."  He was right the last time we had been there she had been having stomach trouble and had to be careful about what she was eating.  I was very impressed that he remembered but not shocked.  He is amazing every time we go there.  The first time I saw him there I was having a bad day and had been crying and he was so nice that I left feeling 10x better.  I admit I am not positive on his name and I need to make sure to let his management team know just how great he is.  I believe his name is Roy and he works at the Target on W Saginaw if you are ever in the neighborhood.

I just wanted to share the new info I learned about their card program and throw in the amazing service that I got today.  It is so rare for people to just be nice to other that I wanted to make sure I let you know about and amazing local person.